Is Your Health Care Enough To Take Care Of You?
Do you get the most out of your health care? Yes, health care reform or Obama care is now a tax and a law. This means that everyone has the opportunity to protect their family or to try to protect their family. Health reform has, in my opinion, helped many people who have not been able to get insurance, but who will have a high price. Some companies with excellent insurance programs also had to reconsider their hedging strategies. Why? Well, if insurance companies are financially more at risk, they have had to spread their risk. This leads to an increase in premiums for healthy people. Well, you can think about it, but it must be accessible. This is true if you only have the required insurance and the fact is that franchises have increased.
Do you feel like you’re in the cold?
I talked to a lot of people and thought they were insured, but after talking to them, they thought they were not. When considering quotas and deductibles, many thought that it was only by suffering from the general illness that a family would have had or whose bones were broken that it ended up in the cold and affected financially. I was also told that they felt like insured. They say that too many insurance policies are needed. I understand it a recent study at Harvard revealed that 80 percent of people live from pay cheque to pay cheque. So, if the insurance does not insure them financially, they ask what they can do. Taxes and insurance devour wages.
How can I protect myself?
Let’s talk about insurance for a second. Ownership and causality (typical home and car) pay mortgages and auto companies to protect their assets. Of course, your auto insurance can insure the medical expenses of a person with whom you have an accident, but often you are not on the insure list to help you. Even though your car insurance has a medical policy for you, they still pay for hospitals and doctors. Then you have a life insurance policy. Who will pay for this? Well, certainly not you, unless you have a policy that you pay when you reach a certain age. But he will pay your final expenses and every extra will go to your beneficiary.
Then you have medical major. Is it to help you? No! They are treated and then doctors and medical institutions are paid. As mentioned above, you have additional costs that your insurance does not insure. The last is disability insurance and if you have an unfortunate situation, it is the money that will be paid to you. However, the government will not allow full income protection. You could survive with a percentage of your salary, especially if we saw the statistics of 80% of salary living at salary.
We also have statistics according to which 60 percent of bankruptcies are due to health problems and that 77 percent of these people benefit from important health insurance. I know there seems to be no hope, but it is so. As with Medicare, you can find ways to supplement your insurance. Most supplemental insurances will send you money to support your family in the event of an accident or illness.